A stroke of luck has transformed the life of a lottery player from Hernando, Florida, who will now receive $1,000 a week for life after winning big on a scratch-off game.

Frank O'Dell purchased the winning ticket from a Circle K and opted for a lump sum payment of $930,000 instead of recurring payments.

While he could have received more money over time, Frank is ecstatic about his newfound financial security.

The decision between instant cash or long-term installments is always a challenging one for lottery winners.

This scratch-off game, offering over $54.5 million in prizes, has turned Frank's luck around and set him on a path to a lifetime of weekly rewards.

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